One Day Car Insurance
Insured for exactly the day you need — documents in your inbox within minutes of paying.
One-day cover exists for the errands annual insurance was never built for: collecting a car you’ve just bought, borrowing a friend’s car for a day trip, moving house, or getting a vehicle to its MOT. You pick the start time, the policy runs for 24 hours, and it ends without anything to cancel.
Because it’s a standalone policy, nothing touches the car owner’s annual insurance — their no-claims bonus is never at risk from your driving. Quote in about 2 minutes with the registration, choose comprehensive or third-party, and your certificate arrives by email straight after payment.
When one day is exactly right
- Driving home a car you’ve just bought — legal from the seller’s door.
- Borrowing a car for a single trip, viewing or airport run.
- Taking an untaxed-until-now vehicle to a pre-booked MOT.
- Moving house with a borrowed van or estate.
- A one-off business errand in someone else’s vehicle.
How fast can one-day cover start?
Immediately — choose a start time from the moment of purchase onwards. The certificate is emailed within minutes, so you can arrange it on your phone standing next to the car.
Will a claim affect the car owner's no-claims bonus?
No. This is a separate policy in your name — any claim sits against it, not against the owner's annual policy or their no-claims bonus. It's the main reason owners prefer lending a car this way.
Can I extend if the day isn't enough?
Cover runs from 1 to 14 days, so if plans change you simply buy a further policy for the extra days — the quote takes about 2 minutes each time.
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